Your
privacy is important to IAM Ventures LLC
(“IAMV”). This statement is intended to
comply with applicable federal consumer privacy laws. It is
our goal to protect the “nonpublic personal
information” (“NPI”) we collect from you
in connection with providing any financing or products. This
Statement will help you understand what types of NPI we may collect,
how we use it, and we protect your privacy.
Who We
Are
IAMFS is an internet retailer who offers name brand consumer items
combined with our specialty financing solutions through our website
ezcreditwarehouse.com.
Collection and Use of NPI
IAMV
is the sole owner of the information collected on this web site.
IAMV collects NPI from our customers at several different
points on our web site.
-
If you purchase a product or
service from us, we request certain NPI from you on our application
form. You must provide contact information and financial
information. We use this information to for billing purposes
and to fill your orders. If we have trouble processing your
order, we will use this information to contact you. IAMFS is
not a lender and does not make loans or credit decisions in connection
with loans. IAMV may serve as a financial broker to assist
you in securing financing for your purchase. If you apply for
a loan on our web site, we require you to provide us with certain NPI
on our application form. This information is necessary to
process your application and contact you.By completing our application
form, you authorize IAMV to perform a credit check and to transmit
your loan request to IAMV’s third-party lenders and/or
strategic partners. You further authorize these lenders to
check your credit history and to return their decision to you through
IAMFS. You understand that third-party lenders and/or
strategic partners may keep this form, whether or not you are qualified
for a loan with them. The third-party lender and/or strategic
partner is solely responsible for its services to you, and you agree
that IAMV shall not be liable for any damages or costs of any type
arising out of or in any way connected with your use of our services.
In order to provide financial
lending or referral services to you, we may supplement the information
you submit to us on our application form with information from third
party sources. To determine if you qualify for financing with
one of our third-party lenders and/or strategic partners, we use your
name, full address, telephone number, and social security number to
request a credit report. Once we determine your credit
worthiness and complete your transaction, we will destroy this
paper document within sixty (60) days using commercially acceptable
methods. We may retain electronically the NPI for our records.
-
IAMV gathers certain
information automatically and stores it in log files. This
information is gathered by third-party software provided by our
Internet Service Provider or other web services like Yahoo, Google and
Others. This information includes internet protocol (IP)
addresses, browser type, internet service provider (ISP),
referring/exit pages, operating system, date/time stamp, and
clickstream data. We use this information, which does not
identify individual users, to analyze trends, to administer the web
site, to track visitors’ movements around the web site, and
to gather demographic information about our customer base as a
whole.
Disclosure of NPI
- We may
share NPI information about our customer base with our third-party
lenders, strategic partners. We share the
information provided on the credit application form, and may share the
information contained on your credit report, as is necessary for our
third-party lenders and/or strategic partners.
- IAMFS
reserves the right to disclose your NPI as required by law and when we
believe that disclosure is necessary to protect our rights and/or to
comply with a judicial proceeding, court order, or legal process served
on IAMV.
How We Protect NPI
The security of your personal information is
important to us. When you enter sensitive information on our
application form, we encrypt that information using secure socket layer
technology (SSL). This Web site is secured with a 128 bit SSL
Web Server Certificate through our Internet Service Provider(s) (ISP)
We follow generally
accepted industry standards to protect the NPI submitted to us, both
during transmission and once we receive it. However, no
method of transmission over the Internet, or method of electronic
storage is completely secure. Therefore, while we strive to
use commercially acceptable means to protect your NPI, we cannot
guarantee its absolute security.We utilize advanced firewall features
under D-Link Network Access Translation with pass-through for virtual
private networking (VPN). We also utilize network security in
the form of passwords and restricted access for non-essential
employees.The automatically collected information referred to above is
also password protected and is only accessible by key employees of
IAMV.
Links to
Other Sites
This Web site
contains links to other sites that are not owned or controlled by
IAMV. Please be aware that IAMFS is not responsible for the privacy
practices of such other sites.
We encourage you to be
aware when you leave our site and to read the privacy statements of
each and every Web site that collects NPI.
This Privacy Statement
applies only to information collected by this Web site.
Changes in this
Privacy Statement
If we decide to change our
Privacy Statement, we will post those changes to this Privacy Statement
and other places we deem appropriate so that you are aware of what
information we collect, how we use it, and under what circumstances, if
any, we disclose it.
We reserve the right to modify this Privacy
Statement at any time, so please review it frequently. If we
make material changes to this policy, we will notify you by means of a
notice on our web site.
Contact
Us
If you have any
questions or suggestions regarding our privacy policy, please contact
us at:
IAMV
Ventures LLC
2241 #358 State Street
New Albany IN, 47150
Phone:
502-373-1318
Toll Free: 866-300-2070
Fax: 866-542-5615
Email:
info@ezcreditwarehouse.com
